Better Solutions for Your Health
At CIGNA HealthCare, we understand that health care is more than just about products. It's about quality, choice and value. Quality   networks of physicians, specialists and hospitals. Choice among providers, benefits and services that are right for you. And value‑added services such as prescription drugs, dental care, mental health and substance abuse programs, discounts on vision care, therapeutic massages and acupuncture, and so much more specifically designed to meet your needs.

For more than 125 years, the CIGNA HealthCare companies have been providing extensive health benefit programs. Now, these benefit programs are available to you.

NETWORKS & GEOGRAPHIC SCOPE
Our networks offer consistent, quality coverage.  Coast to coast.

• We have 503,000 physicians participating in our PPO network.

• More than 4,300 hospitals participate in our network nationwide.

• Our dental networks include over 52,000 dentists.

• There are 28,000 laboratories that provide services for CIGNA HealthCare nationwide.

• More than 90 percent of all retail pharmacies in the United States, including WalMart, Osco, Rite Aid, CVS, and Walgreens participate in the CIGNA HealthCare pharmacy network.

• We offer over 15,000 complementary health care providers and services, including chiropractors and acupuncturists.

CAREFULLY MONITORED QUALITY
Our participating health care providers must meet our quality standards.

• We credential all physicians and dentists before admission to our network and re-credential them again every two years.

• Our clinical teams ob board-certified or board-eligible physicians work together to help make sure you have access to consistent quality care.

• Our award-winning health management programs help physicians and their patients better manage chronic illnesses, such as diabetes and heart disease.

HEALTH & WELLNESS
CIGNA HealthCare offers a broad range of health and wellness programs.

• CIGNA HealthCare Healthy Rewards® provides you with discounts on chiropractic care, therapeutic massage, acupuncture, nutrition counseling, laser vision correction, vitamins and herbal supplements.

• CIGNA HealthCare 24-Hours Health Information Line gives you around-the-clock access to a registered nurse and reliable information on a wide range of health-related topics.

• CIGNA Tel-Drug adds the convenience of mail order or web access prescriptions to meet all your maintenance medication needs.

DENTAL CARE
Our dentists use their skills to meet your dental care needs.

• Our dental plans offer coverage for preventive and diagnostic care.

• We cover basic restorative care, such as fillings and root canals.

• We also cover bridges, crowns, dentures, and orthodontia.

CUSTOMER SERVICE
CIGNA HealthCare customer service features are designed to meet your needs wherever you are.

• Enhanced Web technology gives you access to information and answers - 24 - hours a day, seven days a week at www.cigna.com.

• Our single toll-free 800 number routes your calls to the right place.

• Our interactive telephonic voice response system improves your access to information and service when you need it.

• We offer instant online access to a complete list of participating physicians, specialists and facilities at www.cigna.com.

*Healthy Rewards is not available in every state.
"CIGNA HealthCare" refers to various operating subsidiaries of CIGNA Corporation.  Products and services are provided by these subsidiaries and not CIGNA Corporation.  These subsidiaries include Connecticut General Life Insurance Company, CIGNA Behavioral Health, Inc, Introcorp, and HMO or service company subsidiaries of CIGNA Health Corporation and CIGNA Dental Health, Inc. "CIGNA Tel-Drug" refers to Tel-Drug, Inc. and Tel-Drug of Pennsylvania, LLC., which are also operating subsidiaries of CIGNA Corporation.
 

CIGNA HealthCare
Better solutions for your health
OVERVIEW OF PremierHealth

An MMBB Endorsed Program*

MEDICAL OPTION
FEATURES	PPO PLAN
	IN-NETWORK	OUT-OF-NETWORK
Coinsurance	80%	60%
Lifetime Benefit Maximum	Unlimited	$2,000,000
Annual Deductible (Individual/Family)	$250/$500	$1,000/$2,000
Annual Out-of-Pocket Maximum* (Indiv/Fam)	$2,250/$5,000	$5,000/$10,000
Routine/Specialist Office Visit	$15/$25 copay	60% after deductible
Preventive Care	$10 copay	Not covered
Laboratory and Radiology	100% no deductible	60% after deductible
Hospital	80% after deductible	60% after deductible
Outpatient Surgery	80% after deductible	60% after deductible
Emergency/Urgent Care Facility	$50/$25 copay	$50/$25 copayment
Outpatient Rehabilitation	$10 copayment	60% after deductible
Durable Medical Equipment	80% after deductible	60% after deductible
Retail Prescription Drugs (1 month supply)	$15 generic/$30 brand/$45 Non-Preferred	Not covered
Mail Order Prescription Drugs (3 month supply)	$30 generic/$60 brand	Not covered
*Medical Out-of-Pocket Maximum excludes deductible
DENTAL OPTIONS
FEATURES	PASSIVE DPPO PLAN
	IN-NETWORK	OUT-OF-NETWORK
Annual Deductible (Individual/Family)	$125/$375 applies to all but diagnostic and preventative care	$125/$275 applies to all but diagnostic and preventative care
Annual Benefit Maximum	$1,000	$1,000
Diagnostic and Preventive Care	80% no deductible	80% after deductible
Basic Restorative Care	80% after deductible	80% after deductible
Major Restorative Care	50% after deductible	50% after deductible
Orthodontia	50% after deductible	50% after deductible
Lifetime Orthodontia Benefit Maximum	$1,000	$1,000
FEATURES	DHMO PLAN
	IN-NETWORK	OUT-OF-NETWORK
Annual Deductible (Individual/Family)	None	Not covered
Annual Benefit Maximum	None	Not covered
Diagnostic and Preventive Care	Most services at $0 copayment	Not covered
Basic Restorative Care	Copayments from $0 to $335	Not covered
Major Restorative Care	Copayments from $10 to $440	Not covered
Orthodontia	Copayments from $40 to $1900	Not covered
Lifetime Orthodontia Benefit Maximum	24 continuous months	Not covered
*Where PPO networks are not available, an indemnity plan is offered *To obtain enrollment packets and premium rates, contact Marsh@Worksolutions, the third party administrator for the plan at 1-800-557-1053